Legally they've followed to the letter of the law. Within 48 hours it was on my credit report dropping me almost 20 points. Convergent Outsourcing, Inc., Civil Action 2:21-cv-03849, see flags on bad law, and search Casetext's comprehensive legal database . Your credit score will be affected by this Company. Be the first one to find this review helpful. I'm suprised they just won't delete it since it's paid and they were notified. How did you get in contact with them i need to pay something off but cant reach them. Once you reach an agreement, ask to get the terms sent to you in writing via certified mail, and dont make your first payment to Convergent Outsourcing until you receive it. I was a month to month plan. Ripoff Report has an exclusive license to this report. My tertiary goal is to pay as little as possible. Can I get some insider knowledge or feedback? She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. It was gone off my reports within 2-3 days. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. It isn't always easy to remove a collection account, but the following strategies can make it possible: A debt collection agency will try to coerce payments out of you in any way it can because thats how it makes money. I told them I had never had an account with this place and have NEVER owed such an amount to anyone. If that happens then show proof your payment was to Sorint direct and it would be deleted. It collects on behalf of companies and businesses in a variety of industries, including: Health care providers Telecommunication suppliers such as Sprint and T-Mobile Financial institutions Tell us has your experience with this business or person been good? New comments cannot be posted and votes cannot be cast. FTC's website on credit. I called sprint again and lady that I barely understood anything said that if i pay in full my account will go out from collections. Sprint sent account to collections, Convergent Outsourcing. Bryan Sankey's Phone Number and Email Last Update. The original creditor is Sprint (cell phone company). And lastly, seek counsel from a consumer protection attorney for a free consultation. We value your privacy. More details on software and accessibility are available at WebAIM.org. The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. Convergent is required to password lock receipts due to housing sensitive information. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. People would take advantge of it, skip a payment, and get a deletion. Fraudulent collection letter Renton Washington, Convergent Outsourcing INC They are trying to collect money on a collection that does not exsist renton Washington, Convergent Outsourcing,Inc Galaxy Asset Purchasing Sending past due debt notices that aren't on my credit report. Opinions expressed on this site are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. General statment of, "according to sprints policy we cannot delete it. Please contact the moderators of this subreddit if you have any questions or concerns. @new_earthThank you for sharing. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. I paid $834.26 directly to Sprint on July 5th and received a confirmation number of 123456789 for my payment. The account is in the amount of $621. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. I took the forums advice and sent a DV letter which they verified, I then proceeded to send a PIF/PFD letter on 8/30; today is 10/6 and still no response. I just want to know who to pay to make sure things are taken off of my reports. Maryland Residents: This agency is licensed as NMLS ID # 930053. |, Check your search kayConvergent Outsourcing, Inc. Who's crazy enough to start this website? Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. - Wait a few days, it most likely won't be deleted even if they said it would. If they agree that the entry is inaccurate, theyll remove it from your credit report. Additional original Creditor they claim to represent is PayPal Account from Comenity Capital Bank, additional website to pay your account www.payconvergent.com. We do send updates to all applicable credit reporting agencies for some clients weekly; we also request that they update a consumers credit report to reflect any payments. Never make an agreement with a debt collection agency over the phone. So, now I'm not sure how to handle this. If you have questions or need to make a change to your account. SCAM! If reporting correctly, it can stay on reports for 7 years from DOFD. If there is no email on file, the consumer will be mailed a copy of their receipt. One of our team members will walk you through the payment process and answer any questions you may have. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. Convergent Outsourcing does not accept payment in exchange for credit deletion. If I pay within 14 days of receiving the letter I only have to pay a third of the $1200.I never used Dish Network. Were available to help by phone at 1-800-444-8485 or online through our contact form. I don't think however that once you have the debt paid (however you do it) you should worry about on your report. Copyright 1997-2023, Ripoff Report. Convergent Outsourcing is a debt collection agency that's been in business since 1950. How do I setup a payment plan? Received notice of debt collection. Please note that it is Sprints policy to have its Outside Collection Agencies report any unpaid debt to the 3 major credit bureaus; If the customer reaches a settlement arrangement with the agency and pays the agreed upon amount the reporting will be changed to show a charge off settled in full. Houston Texas, Convergent Outsourcing Inc Attempted Scam Renton Washington, Convergent Outsourcing, inc This place is a RIP OFF, sent me a bill for $1,129.91 for an account i have never had. This claim is in fact, spelled out directly on convergent's website: Convergent Outsourcing is not a scam. Estimate your FICO Score range Estimate for Free povertybro Contributor 04-22-2021 12:04 PM Sprint sent account to collections, Convergent Outsourcing. READ: Foreign websites steal our content, Click Here to read other Ripoff Reports on Convergent Outsourcing, Inc. I was able to settle account for $500, which is a victory as the original amount was $1083. Who is ED Magedson - Founder, Ripoff Report. See reviews below to learn more or submit your own review. Learn more. Convergent Outsourcing, Inc. is a debt collection agency. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. I'm a 100% disabled veteran and have worked diligently to restore my credit after my military injury. Late reply, but i got them deleted off all 3 via disputes with the agencies themselves essentially just claiming "No contract". And I owe them money. They actually are a debt collections agency. Unbelievable!! I told her I want the account removed and she said Sprint would REMOVE the account after paying CO. I'm looking to buy a new car soon, and I know the collection removal will help me get a better rate on a loan. I haven't heard of them turning anyone away on chat???? They need to be investigated for fraud!!! They are a scam. After you submit your information, calls to your number will stop within 24 hours. It will pass in time. I would just continue trying and hope to get someone who will delete. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Create an account to follow your favorite communities and start taking part in conversations. We understand that collections is often an emotional and overwhelming process. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. Check your credit report 30 days after you make your first payment. Originating in 1950, its current headquarters are in Renton, Washington. Even if someone you speak to says no, try someone else or on another day. We have been in business since 1950 and are a longtime member of ACA International. They stated update will occur. I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. Further information is available in our FICO Data Privacy Policy. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. They include a place for you to fill out your CC information or bank account information and smoothly send in the money. Thank you for visiting Convergent Outsourcing to make a payment on your account. Of course, things are a little different now after the pandemic. Rude! Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. If you have an account with us, were here to help! . They are so good at disguising themselves they even have an official looking form. It's a scam to collect money from people who pay what they owe. I confirmed with T-Mobile that my account is 0. One of our team members will walk you through the payment process and answer any questions you may have. I decided to call Sprint today. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Convergent Outsourcing, Inc. is a debt collection agency. Doubt they will remove it. 2 years later they are contacting me saying I owe them money. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Disclaimer: This story was originally published on August 31, 2020, on BetterCreditBlog.org. Press question mark to learn the rest of the keyboard shortcuts. I don't dispute that I ever had a Sprint account. All rights reserved. In addition to suffering the annoying and aggressive practices debt collectors, such as Convergent Outsourcing, engage in, a debt sent to collection can have a major impact on your credit score. So, I called the number, and got on the phone with an agent. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. I called sprint, who was very eager to accept a payment to confirm if this was true. I called CO and attempted a PFD (just in case Sprint CSR was full of hot air). But like most debt collectors, it has a questionable reputation with its customers. I just went through this, except the CA for mine was ERC. Engage via Email. I don't believe that I owe what Sprint claims that I owe. Many people forget to pay a bill or find themselves short on funds, especially since the COVID-19 pandemic. Update: This article has been updated to reflect current contact information for Convergent Outsourcing and unverifiable information has been removed. Welcome to the Sprint subreddit where we discuss news, user feedback, phone updates, tips and tricks, technical advice, and Customer Care experiences. Collection companies typically only agree to this if you paid the debt and havent made any late payments since. Further information is available in our FICO Data Privacy Policy. 1The company is based in Renton, WA, and they provide various debt collection services, including business process outsourcing and revenue cycle management. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this. R-1234567). So I wonder what step to take to file a claim against this company. I paid them a lump sum to settle the account. Convergent Outsourcing, Inc. is a debt collection agency. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. Caller I.D. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Well start sending you the news you need delivered straight to you. Cloud Minnesota, Convergent Outsourcing, Inc. Bothersome Calls Apparently From Convergent Outsourcing Renton Washington, CONVERGENT OUTSOURCING. I never spoke to them again. I owed a bill to Sprint which I paid to Sprint. Sprint sent account to collections, Convergent Outsourcing. If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. Received several calls from this Company. Established in 1998 with roots dating back to 1950, Convergent is a leading provider of customer care outsourcing, receivables management and . In business since 1950, Convergent is one of Americas leading collections agencies. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. At this time, we can only discuss payment plans over the phone. Further dinging score. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. If you have questions about Convergent, making a payment or debt collections in general, we have compiled an extensive FAQ section to help! FTC's website on credit. Improving your credit takes time, but its worth it. How To Remove Items From Your Credit Report, How To Boost Your Credit Card Approval Odds. Shortly after paying it off they noted on my credit report that the debt was cleared. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. Least it wont be counted as owed any longer and can age off in time. Sprint as a matter of policy does not remove the bureau reporting for paid debt as this would violate their agreement with the agencies and the credit bureaus. It's not like the person on the other end of the phone actually cares about you or your debt, or your problems. A link has directed you to this review. Sprint Trainer at Convergent Outsourcing . They were one of my last collections some months back and although my situation is slightly different, they removed the collections on my report immediately when I settled with them. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. If someone knows please reply. Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. Renton Washington, Jefferson Capital Systems LLC Convergent Outsourcing Inc St. If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.(sprint re-adding the collection is the unsure part), Not gonna say 100% but this is how it worked with T-Mo. Really think they have likely moved/moving to T-mo collection policies. Our representatives are trained to actively listen and help guide you through the debt collections process in a flexible manner that will best serve your current financial situation. bureaus (they were only reporting to two). By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Many companies featured on Money advertise with us.

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